EC

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Posts by EC

City Services: Whose Job Is It? COMMERCIAL

January 9, 2010 - 11:50 PM

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Commercial
 
Ever wondered who resolves these types of problems?
 

Street lights out

Traffic signals or signs broken or missing

A-frame and portable signs on sidewalks

Litter on street/sidewalk or overflowing garbage bin

Graffiti

Broken or damaged streetlights

Broken or damaged mail box

Broken parking meters

Broken or damaged newspaper boxes

Water main breaks
The following charts for each GTA municipality provides contact numbers for these city services.

Ajax, [...]

City Services: Whose Job Is It? RESIDENTIAL

January 9, 2010 - 11:40 PM

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Residential
Ever wondered who resolves these types of problems?

Low water pressure, no water, water has funny taste

Noise complaints

Street parking

Garbage, recycling, collection calendar needed

Hazardous waste & special pick-up

Street not plowed/salted

Litter & debris removal

Drain backed up

 
The following charts for each GTA municipality provides contact numbers for these city services.
 
Ajax, Aurora, Brampton, Brock, Burlington, Caledon, Clarington, East Gwillimbury, Georgina, [...]

First-Time Home Buyers’ Tax Credit

January 9, 2010 - 8:19 PM

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Posted in Buying a Home, First Time Buyers, Government Programs | No comments

Program
First-time home buyers may be eligible for a 15 per-cent income tax credit
for closing costs.
Details

To assist first-time home buyers with the costs related to the purchase of a home.
The First-Time Home Buyers’ Credit (FTHBC) provides a 15 percent credit on a maximum of $5,000 of home purchase costs (e.g. legal fees, land transfer taxes, etc.), [...]

GST New Housing Rebate

January 9, 2010 - 8:16 PM

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Posted in Buying a Home, Government Programs | No comments

Program
You may be eligible to claim a rebate for a part of the GST you pay on the purchase price or cost of building your home if:

you buy a new or substantially renovated home (including the land or if you lease the land) from a builder
you buy a new mobile home [...]

Additional Costs When Buying a Home

January 9, 2010 - 8:04 PM

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Posted in Buying a Home, First Time Buyers | No comments

The purchase price of your home is only one of the costs you’ll encounter. Here are other possible costs you need to consider:

Mortgage loan insurance: If you are putting less than 20 per cent of the house value down, you’re going to need mortgage loan insurance. Depending on the lender, the premium [...]

GTA Resale Market Resilient in 2009

January 9, 2010 - 7:41 PM

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Posted in Buying a Home, Statistics | No comments

Greater Toronto REALTORS® reported 87,308 MLS® transactions in 2009 – a 17 per cent increase over 2008. This result included 5,541 sales in December. The 2009 result was in line [...]

Feds May Change Mortgage Rules to Cool Down Real Estate Market

January 8, 2010 - 5:05 PM

Posted in Mortgages | No comments

CTV News reports that finance minister Jim Flaherty is considering raising the minimum down payment required for a mortgage in Canada and possibly reducing the maximum amortization period allowed in an effort to cool down Canada’s hot real estate market.
Flaherty warns “If we see further evidence that there is excessive demand in the housing market [...]

Royal LePage forecasts market for 2010

January 8, 2010 - 4:31 PM

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Posted in Statistics | No comments

Canada’s residential real estate market is forecast to remain unusually strong through the first half of 2010 as economic conditions across the country improve and the stimulus impact of low interest rates continues to stoke demand, according to today’s Royal LePage House Price Survey and Market Survey Forecast. As confidence in the recovery builds in [...]

Home Sales Surge 73%

December 23, 2009 - 9:19 PM

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Average price rises 19% in November, compared with a year ago.
Steve Ladurantaye – Globe and Mail
National home sales increased by 73% in November from the trough seen a year ago, with Ontario and Quebec hitting new monthly records as buyers took advantage of record low interest rates to secure mortgages. The national average price gained [...]

Self-Employed? You Can Get a Mortgage

December 23, 2009 - 9:11 PM

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Posted in Mortgages | No comments

You will need to present the following documents to a banker or other lender for the application of your new mortgage:
Self-Employed

2 years of Notice of Assessments
2 years of T1 general tax return forms
2 years’ proof of business (your GST number and article of incorporation)

Employed

Written employment letter from Human Resources stating salary or hour wage /minimum [...]

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