You will need to present the following documents to a banker or other lender for the application of your new mortgage:

Self-Employed

  • 2 years of Notice of Assessments
  • 2 years of T1 general tax return forms
  • 2 years’ proof of business (your GST number and article of incorporation)

Employed

  • Written employment letter from Human Resources stating salary or hour wage /minimum hourly work week/position /start date – if less than 3 months (letter stating you are not on probation)
  • Current pay stub
  • 2 years of T4 statements if you would like to use overtime earnings

Have these documents ready when you meet with your mortgage specialist and things will move swiftly for you.

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